Priced below market value for its size and location, this River Ridge home offers two spacious ensuite bedrooms plus a dedicated third bedroom or office and an open loft, creating flexible living options rarely found in this price range. Located on a quiet cul-de-sac just off Citrus Road, the home features a comfortable living room with vaulted ceilings and an open loft that adds openness and character to the space. The loft is well-suited for a reading nook, library, or meditation area, while the separate office/bonus room works well for remote work, crafts, a Peloton room, or additional storage. The kitchen includes dark cabinetry, granite counters, a gas stove, and a center island. Both bathrooms have been updated, and the primary suite offers a soaking tub, separate shower, and dual sinks. Mechanical improvements include a whole-home Generac generator, a roof replacement after Hurricane Ida, and a new gas water heater. The home also has an active termite contract and has never flooded. The attached two-car garage provides parking as well as flex potential for a workshop, fitness area, or storage. All appliances and mounted televisions can be negotiated with the sale. With more than 2,400 square feet of living area and strong mechanical upgrades, this home presents exceptional value in a sought-after River Ridge location.